Top Health Insurance Companies
ManipalCigna Health Insurance Limited established in 2014. Its a join venture between Manipal and global health insurance service provider Cigna. Its IRDA approved company having presence in more than 30 countries and more than 160 million customers around the world. Cliam settlement ration of this company is 89.43% in 2019 as per IBAI.
Features:
SUM INSURED: 4.50 Lac, 5.50 Lac, 7.50 Lac, 10 Lac, 15 Lac, 20 Lac, 25 Lac, 30 Lac, 50 Lac
IN PATIENT HOSPITALISATION: Any Hospital Room Except Suite
PRE- HOSPITALISATION: Upto 60 Days
POST –HOSPITALISATION: Upto 180 Days
DAY CARE TREATMENT: 500 Plus Listed Day Care Treatment Covered Upto Sum Insured
DOMICILIARY TREATMENT: Treatment At Home Covered Upto Sum Insured
AMBULANCE EXPENSES: 3000 Per Event
DONOR EXPENSES / LIVING ORGAN DONOR TRANSPLANT: Covered Upto Sum Insured
WORLD WIDE EMERGENCY COVER: Cover Upto Full Sum Insured In Policy Year
RESTORATION OF SUM INSURED / REFILL BENEFIT: Multiple Restoration Is Availble In A Policy Year For Unrelated Illness, Injury, In Addition To The Sum Unsured Opted
AYUSH COVER / ALTERNATIVE TREATMENTS: In Patient Hospitalisation Covered Up To Sum Insured
HEALTH MAINTENANCE BENEFIT: UPTO 2000
MATERNITY EXPENSES: 15000 FOR NORMAL, 25000- FOR C SECTION PER EVENT
NEW BORN BABY EXPENSES: Covered Within Maternity Expenses
FIRST YEAR VACCINATIONS: Cover Over And Above Maternity Expenses
HEALTH CHECKUP: For All Insured Aged 18 Years And Above Available Each Policy Year( Excluding The First Year)
EXPERT OPINION ON CRITICAL ILLNESS: Available Once During The Policy Year
COMULATIVE BONUS: Guranteed 10% Maximum – 200%
HEALTHY REWARDS: Earn Points Equivalent to 1% of premium paid and additional points max upto 19% from our wellness programs. Redeem earned points agains renewal premium or as health maintenance benefit anytime or as equivalent value while availing services through our network providers.
VACCINATION FOR ANIMAL BITE: NA
DAILY ALLOWANCE: NA
Max Bupa Health Insurance Company is an Indian health insurance provider established in 2008. Its a join venture Max india and Bupa. Bupa is a health care service provider in Britain. Max Bupa has 83.92% Claim settlement in 2019 as per IBAI.
Features:
SUM INSURED: 2 Lac, 3 Lac, 4 Lac
IN PATIENT HOSPITALISATION: Any Hospital Room Except Suite
PRE- HOSPITALISATION: Upto 30 Days
POST –HOSPITALISATION: UPTO 60 days
DAY CARE TREATMENT: Covered Upto Sum Insured
DOMICILIARY TREATMENT: Covered Upto Sum Insured
AMBULANCE EXPENSES: Upto 3000
DONOR EXPENSES / LIVING ORGAN DONOR TRANSPLANT: Covered Upto Sum Insured
WORLD WIDE EMERGENCY COVER: NA
RESTORATION OF SUM INSURED / REFILL BENEFIT: Upto Base Sum Insured
AYUSH COVER / ALTERNATIVE TREATMENTS: Covered Upto Sum Insured
HEALTH MAINTENANCE BENEFIT: NA
MATERNITY EXPENSES: NA
NEW BORN BABY EXPENSES: NA
FIRST YEAR VACCINATIONS: NA
HEALTH CHECKUP: Once In 2 Years, As Per Annexure
EXPERT OPINION ON CRITICAL ILLNESS: NA
COMULATIVE BONUS: In Case Of No Claim, Increase Of 20% Of Expiring Base Sum Insured In A Policy Year, Maximum Upto 100% Of Base Sum Insured.
HEALTHY REWARDS: NA
VACCINATION FOR ANIMAL BITE: Upto 2500
DAILY ALLOWANCE: NA
Religare Health Insurance Company Limited is established in 1967. Its has more than 160 offices and 6000 employees in India. Its is IRDA Approved company providing health insurance since 1982.
SUM INSURED: 3 Lac,4 Lac
IN PATIENT HOSPITALISATION: 1% Of Sum Insured Per Day
PRE- HOSPITALISATION: Upto 30 Days
POST –HOSPITALISATION: Upto 60 Days
DAY CARE TREATMENT: Yes
DOMICILIARY TREATMENT: Upto 10% Of Sum Insured
AMBULANCE EXPENSES: Upto 1500 Per Hospitalisation
DONOR EXPENSES / LIVING ORGAN DONOR TRANSPLANT: Upto 50000
WORLD WIDE EMERGENCY COVER: NA
RESTORATION OF SUM INSURED / REFILL BENEFIT: Upto 150% Of Sum Insured
AYUSH COVER / ALTERNATIVE TREATMENTS: YES
HEALTH MAINTENANCE BENEFIT: NA
MATERNITY EXPENSES: NA
NEW BORN BABY EXPENSES: NA
FIRST YEAR VACCINATIONS: NA
HEALTH CHECKUP: YES
EXPERT OPINION ON CRITICAL ILLNESS: NA
COMULATIVE BONUS: NA
HEALTHY REWARDS: NA
VACCINATION FOR ANIMAL BITE: NA
DAILY ALLOWANCE: 500 Per Day Upto 5 Days
Star Health and Allied Insurance Co Ltd has started its operation in 2006 offering health insurance services in India. They have 9,900+ strong network hospitals at your service and more than 4.9 Million claims settled since inception.
HDFC ERGO is a joint venture between HDFC and ERGO International AG in Germany. The Company offers general insurance ranging from Motor, Health, Travel, Home and Health insurance.
